Payment Gateway for Business

February 15, 2026 ยท 11 min read

Payment Gateway

Accepting online payments is essential for modern business. Compare popular payment gateways in India to choose the right one for your needs.

Razorpay

Razorpay is popular among startups and SMEs. It offers smooth integration, extensive features, and reasonable pricing. Setup takes 1-2 days with document verification.

Transaction charges range from 2% to 3% depending on volume. Supports UPI, cards, net banking, and wallets. Provides detailed dashboard for tracking payments and settlements.

Razorpay X

Razorpay X goes beyond payments with current account features. Zero maintenance charges for startups. Instant settlements available for premium plans.

Cashfree

Cashfree offers competitive rates for high-volume businesses. Instant settlements are a key feature. API documentation is comprehensive for developers.

Paytm

Paytm for Business is widely recognized in India. Lower transaction charges for Paytm users. Large customer base provides natural advantage.